NMLS #1281 Since 2005 Fix & Flip Specialists
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1st Nationwide Mortgage

Fund Your Next Fix & Flip From Purchase to Close

Rehab loans cover purchase AND renovation in a single loan. Draw-based funding means your capital is deployed as work progresses — not sitting idle waiting for a refi.

  • Purchase price + renovation budget financed together
  • Draw-based funding as rehab milestones are completed
  • Single-family, multi-family, and small commercial properties
  • Close in LLC or personal name — no personal income docs required
  • Fast closings — move on deals before the competition does
20+ yrs lending
NMLS #1281
BBB A+ rated
Talk to a Rehab Loan Specialist (833) 350-9185
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Check Your Rehab Loan Options

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How Rehab Financing Works

One loan. Purchase + renovation.

 

Single Closing

You close on the purchase and rehab financing at once. No separate construction loan, no two-close hassle — one loan covers the entire project from day one.

 

Draw-Based Funding

Renovation draws are released as milestones are completed and inspected. This keeps your money working and gives the lender confidence that work is progressing.

 

ARV-Based Underwriting

Qualification is based on the property’s after-repair value — not its current distressed condition. This unlocks more financing than a standard purchase loan could provide.

Talk to a Rehab Loan Specialist (833) 350-9185

Rehab Loan FAQ

Common questions from fix-and-flip investors.

What is a rehab loan?

A rehab loan (also called a fix-and-flip loan or bridge-to-rehab loan) finances both the property purchase and the renovation in a single short-term loan. Draws are released to fund rehab as work is completed.

Do I need to show income?

No. Rehab loans are asset-based. Qualification focuses on the deal — the purchase price, rehab scope, and after-repair value — rather than your W-2 or tax returns.

How are rehab draws handled?

After each phase of work is completed, an inspector verifies progress and authorizes a draw. Funds are then released to cover that phase. Your loan specialist will walk you through the draw schedule at closing.

Can I use this for a BRRRR strategy?

Yes. Buy, rehab, stabilize the property, then refinance to a DSCR or conventional loan to pull out your capital and repeat. Call us to structure the exit from the start.

How fast can I close?

Typically 7–14 business days for most scenarios. Having your purchase contract, scope of work, and ARV estimate ready speeds things up considerably.